This is for a one-month subscription to Ben’s Skype-based chatroom. This is charged at $99 per month, and must be paid in advance. It is not refundable but can be cancelled at any time. It renews automatically every month, but you can migrate to the six-month plan at any point. We do not give refunds on unused portions of subscriptions. You can upgrade from the 1 month to the 6-month by emailing before the renewal takes place.